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Rates

Save money — automatically. Link Kasasa Cash® checking to this free account that pays a high rate.

Key Features

  • High Interest
  • Automatic Savings
  • No Minimum Balance Requirements
  • No Monthly Maintenance Fees
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.60% APY* on balances up to $100,000
  • 0.60 to 0.43% APY on balances over $100,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met in Kasasa Cash
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $25 minimum deposit to open 

It’s Easy to Earn Your Rewards

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 02/27/2015. Rates may change after account is opened. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 0.60%; and (2) balances over $100,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $100,000, resulting in 0.60% - 0.43% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.01% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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