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Streamline account balances. Put idle funds to work. Access extra capital. How can we improve your day-to-day?

  • Perfect for companies with multiple divisions, stores, or operating units
  • More than one ZBA can be linked to the primary account
  • Multiple account balances are concentrated into one, centralized account
    • Funds are disbursed to individual ZBA accounts only when necessary to cover checks or debits
  • Concentrate funds, eliminating idle balances and simplifying account management
  • Maintain required balances for disbursements while maximizing excess balances
  • Transactions flow through separate accounts for audit purposes while balances are consolidated for funding
  • Eliminate the need for manual transfers between bank accounts
  • Separate statements for each account
  • Linked to your CSB checking account(s)
  • Predetermined amount remains in account to cover expenses
  • Excess funds swept to a money market account, where they earn interest
  • Funds are swept back into checking at any time to cover additional account activity
  • Keep idle funds working for you, automatically
  • Maintain target balances while maximizing interest earnings
  • Competitive rates for a wide range of ongoing business expenses:
    • Seasonal fluctuations
    • Capitalize on trade discounts
    • Finance accounts receivable
    • And more
  • Funds available at any time without applying for a separate installation
    • Transfer funds online or over the phone
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Convenient terms that work with your budget
  • Quick, local decision-making and processing
  • Dedicated, friendly service from start to finish

Based in Greensboro

Other banks have customers. We help neighbors.

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